You’re young. You’re
healthy. You’re fit. You’re more adventurous and physically active
then you will ever be. You’re between nineteen and twenty-nine years
old, so you’ve pretty much got everything you’ll ever need. But
unfortunately, life can be crazy unpredictable and freak accidents do
happen. It could only take one slip skateboarding, one fall snow
boarding, one spill down the bike trail, or one split second distraction
on the road to find out that sometimes the financial pains resulting
from dealing with an unexpected injury can be worse that the physical
pain. If and when you find yourself hit by a minor or major accident,
you are for sure going to wish you had the help that only reliable
health care coverage can give you. |
 |
Well, Blue Cross of California
is now offering three of straight-up, practical and affordable health care plans
specifically designed to cover A to Z’s of your health that can save you
money. They’re collectively known as TONIK.
If you happen to be between 19 to 29 years of age, plan rates can be as low as
sixty to eighty dollars per month, depending on which TONIK plan best describe
your lifestyle and overall health insurance requirements as well as where you
live in CA, your age and your general medical history. Rates are subject to
change, but TONIK can help protect your way of life from just about any mishap.
TONIK is a truly
cutting edge health insurance offering. Not only do the plan details or its look
make TONIK stand out. But just as important, TONIK’s application and applicant
approval process sets it apart from just about every health plan currently
available. We know you’re busy and don’t have the time to sit for hours
filling out paper work in an office. So we make it easy for you to do on your
own time. Generation y’ers are one hundred percent able to apply for their
TONIK plan of choice on the web’s ultra accessible no- paper-needed
environment.
Blue Cross’s TONIK consist of a trio of similar health
plans dubbed for types of young adult users they’re targeted toward. The plans
are TONIK: The Thrill Seeker, TONIK: The Part Time Daredevil
and TONIK: The Calculated Risk Taker.
With the Blue Cross TONIK' system, all that recent college grads and their peers
will have to do is figure out which of those categories they fall into and then
apply. It’s that simple. Thrill Seekers will probably want health covered in
case of sports related injury, an accident or other unforeseen medical
predicament and figure that they’ll only need to visit a doctor three or four
times a year. On the other hand, Calculated Risk Takers will be willing to pay a
bit more for lower deductibles, unlimited doctor’s visits as well as
comprehensive accident coverage. Part Time Daredevils’ health care needs will
tend to fall somewhere between the two. Tonik even offers discounts for those
who lead healthy lifestyles.
Each of Blue Cross’s TONIK brand health plans includes both dental and
vision care. Their deductibles do not have to be satisfied in order for
participants to be reimbursed for emergency room services clocking in somewhere
over the $100 co-payment amount. Unlike competing PPO or HMO managed care plans,
the physician’s office visit co-payment schedule includes not only x-ray but
associated laboratory services as well. All covered health benefits are paid-out
at 100% after TONIK’s deductibles have been satisfied. And, all three TONIK
plans have an impressive $5,000,000 maximum benefit ceiling.
Blue Cross
surveyed hundreds of young adults to find out what it was that they didn't
like about standard health insurance offerings that was keeping 1.6 million of
them out of the marketplace in California alone. And get this, nationwide more
than thirty percent of Americans between nineteen and twenty-nine are uninsured.
So this is what people like you said. Many of the polled 19 to 29 year olds
told Blue Cross that they weren’t comfortable with the idea that when going in
to a physician’s office for a routine visit they were typically had to pay not
only the pre-set co-payment amount for their office visit but any extra costs
for incurred due to necessary x-rays and or blood work. The TONIK
plan takes care of these concerns by covering most lab-work, x-ray
requirements and even certain specialized procedures under its office visit
co-payment schedule. In addition, TONIK’s, practically unprecedented inclusion
of both vision care and dental plan benefits, along with ample coverage for
generic pharmacy-RX, doctor’s visits and hospital stays makes TONIK’s plans
some of the most comprehensive out there. TONIK’s members really are covered
from A to Z. And once a particular plan’s pre-set deductible level is met, all
covered health benefits will be paid in full. See for yourself how much money
you can save with TONIK. There are no co-insurance percentages that must be
paid-out by plan members until a higher out of pocket maximum has been
satisfied. For instance, if you’ve opted into the Calculated Risk Taker plan
and find yourself saddled with a mind-numbing $150,000 hospital bill you’ll
only be responsible for the first $1,500 of that amount. Tonik even offers
discounts for those who lead healthy lifestyles.
TONIK: How the Plans Breakdown:
· The Thrill Seeker - waives the overall plan deductible for
participant members first four doctor’s office visits per year – features a
$20 per office visit Co-Payment, a on average $77 monthly premium and a $5,000
annual deductible schedule.
· The Part Time Daredevil - waives the overall plan deductible
for member’s first four general practitioner visits per year – features a
$30 per office visit Co-Payment amount, a on average $87 monthly premium and a
$3,000 annual deductible.
· The Calculated Risk Taker - Offers its participant members
basically unlimited physicians office visits each year, features a $40
Co-Payment amount, an on average $106 monthly premium and a $1,500 annual
deductible.
TONIK’s Health Plans may be meant for the young and fun who like to party.
But we all know, that when dealing with life’s curveballs, especially when in
relates to our well being, we want something that is reliable. That’s why
TONIK’s participants will be able to party hardier, just a little easier,
knowing that their health care coverage isn’t in the hands of an insurance
company that’s a start-up in any way, shape or form. TONIK is a Blue Cross
Life & Health Insurance Co. product, backed by the impeccable reputation of
Blue Cross of California, the state’s largest single health indemnity carrier.
Enrolling in one of TONIK’s plans is as easy as it is totally and one
hundred percent additional fee free – we are a Blue Cross of CA Premier
Partner Agency and therefore can offer our site’s guests all the benefits of
personalized customer care that are our firm’s specialty. Why not take
advantage of our services to help speed up your approval process by having
someone to guide you through your application. Don’t get caught in the vacuum
of automatic phone transfers, let us help you get the TONIK
plan you’re looking for today.
If you any have questions regarding TONIK don’t hesitate to call us
818-654-4548 Looking forward to serving you.
Ready to apply? Apply
online now
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