Preferred Provider Organization (PPO) vs Health Maintenance Organization (HMO) Plans

Preferred Provider Organization (PPO) Plans
The PPO Plans offer you the most flexibility in your
choice of doctors and hospitals (providers). PPO Plans
provide coverage (at different levels) for services from
both Participating and Non-Participating Providers.
Please see the PPO Plan section of this brochure for
definitions of these and other terms related to PPO Plan
Coverage. blu cross
Health Maintenance Organization (HMO) Plans
The Blue Cross of California HMO Plans cover more of
the costs of your health care than any other plan type.
HMO Plans provide coverage only for services received
from doctors and hospitals within the HMO Network.
You choose a specific health care group and physician
within the network to coordinate all of your health care
needs.